Heaven Is My Home Burial Society

Who do we cover under the Heaven Is My Home Burial Society Scheme ?

Our scheme covers the main burial society member in good standing and their family. A family consists of a maximum of one main member below age of 65 years at commencement, one spouse below 65 years at commencement and a maximum of 6 children. There are no limits for physical and mentally disabled children

Does the policy also cover my parents ?

Two biological Parents and Parents-in-law can be covered. They must be less than 85 years of age at the commencement of the policy

What about other family members like brothers and sisters ?

A maximum of 3 family members below the age of 65 years at commencement can be covered. Extended family members should be financially dependent on the main member.

Is there a waiting period before I can claim the benefits ?

Natural death : 3 months after commencement date (3 months waiting period starts when your first premium payment is received)

Accidental death : No waiting period

Suicide : After 24 months following the commencement date

Note : If you make an amendment, either adding a new member, the 3 months waiting period shall apply.

How do I pay the premium ?

Employed members may have their premiums deducted from their salaries. Debit orders are also allowed.

Cancellation & Reinstatement

A month notice shall be given to the society if a member decides to quit Heaven Is My Home.

Should a member decide to rejoin the society a 3 months waiting period shall apply.

How do I make a claim ?

You are eligible to claim any time after death, as long as it's within 12 months of such an occurrence.

Making a funeral claim is easy, and we process all claims within 48 hours. You will need the following documents:

A claim form shall be correctly filled.
Identity document of claimant and beneficiary (if not the same person), original and a certified copy of original death certificate and a certified copy.
For accidental deaths, a police report is required
Certified or original copy of marriage certificate (for those who are married)
For still-births, 26 weeks from birth, a clinical card and medical report shall be required

Note: These are standard requirements and additional documentation may be requested by our claim assessors.

Burial Society Rules

Maximum age for children covered under the main member is 21 years.
No replacement of spouse unless you get legally married again.
No replacement of Parents or Parents-in-law and Extended family members.
New born children can be added to the societies scheme provided a birth certificate is presented to the society bearing the names of the parent.
Member may continue even after retirement or change of jobs provided that they are still a member of the society and continue to pay premiums.
Details of all members must be specified upfront. This includes Parent/Parent-in-law and Extended members
If a member is to stay in a foreign country for a prolonged period of time he / she should notify the society of such a move.